Appointed as Mortgage Advice Bureau’s Head of ESG in July 2023, Karina oversees all ESG-related activities for the business. She is responsible for ensuring the organisation has a wider ESG strategy in place, and that it is fully integrated with the wider company mission and vision. Championing ESG initiatives and green mortgages, Karina helps to raise awareness of housing’s role in achieving the UK’s net zero targets among advisers and customers. She oversees the delivery of MABs ESG action plan, which aims to drive operational improvements across workers, customers, communities, the environment and governance. With a wealth of experience in delivering change management and innovation across a variety of sectors, Karina's career has been marked by a series of notable achievements. Her previous role as project manager at MAB saw her responsible for overseeing defined business and IT initiatives, with a focus on digitalisation, system integrations with external parties as well as ESG. Karina has acquired an extensive skill set over the course of her career, from nurturing stakeholder relations to project and risk management. Wider career highlights include playing a pivotal role in facilitating the sale of a £150 million business from private equity ownership to long-term investment. Additionally, she oversaw the rollout of multiple retail systems for Jaguar Land Rover, and has been passionate about continuously improving the businesses she has been working for since the beginning of her career. Karina's ambition and determination are evident as she utilises her position to bring about significant change while ensuring MAB's remains committed to sustainability and ESG. Her unwavering motivation to make a positive impact on MAB, its stakeholders, and the environment perfectly aligns with the organisation's vision for a sustainable and inclusive future.