The GMAI Green Home Finance Roadmap for the Mortgage Industry

The Green Home Finance Roadmap, Delivered in partnership with: Green Finance Institute (GFI), Green Mortgage Advice Initiative (GMAI) and Mortgage Solutions

The Green Home Finance Roadmap (GHFR) sets out a shared vision for how the mortgage industry can mobilise capital to unlock sustainable, future-ready homes for every type of borrower.

Drawing on extensive industry feedback gathered at the 2024 UK Green Mortgage Summit and the 2025 Scottish Green Home Finance Summit, the GHFR consolidates insights from lenders, brokers, policymakers, retrofit experts and trade bodies into a practical, open-source framework for action.

The GHFR was developed in collaboration with the Green Finance Institue (GFI), the Green Mortgage Advice Initiative (GMAI) and Mortgage Solutions, and outlines five key themes for progress, distilled into a one-page action plan to inform industry action and firms’ strategic planning.

It is designed to evolve over time and serve as a benchmark for progress at future green home finance industry events.

The Brokers' Handbook

The Brokers' Handbook on green home retrofit and technologies

Energy efficiency measures and green home retrofit technologies are crucial to the transition to net-zero ready homes, as are the financial products and services which will facilitate their roll-out.

This handbook seeks to inform brokers about different green home retrofit solutions and technologies by providing a profile of the options available and their associated opportunities and risks, as well as quality assurance standards.

Mortgage intermediaries have wide-ranging, long-standing and trusted relationships with homebuyers, therefore have an important role to play in the decarbonisation of UK homes. This resource will help them identify the opportunities and risks, quality assurance standards, and benefits across the housing value chain, as well as the policy landscape for home energy efficiency.

Resources

The Lenders’ Handbook

The Lenders’ handbook on green home technologies is a practical guide to help financial institutions and others understand the key technologies available…

Read More »

Tools

Product types

A handy guide to product types in the UK Green Mortgage market, produced by the Green Finance Institute.

Environment checklist

This checklist will support you to start thinking about your “green” credentials as a business - highlighting what, and how, you can improve. A good output from this assessment would be a clear target and plan to improve over a defined period of time.

Carbon Footprint

How big is your carbon footprint? Find out with this calculator from the World Wildlife Fund.

Training

Delivering a Net Zero Future

HSBC have designed three modules that aim to provide a foundational insight into what Sustainability and Net Zero actually is and how we can transition to a Zero Carbon economy.

Man,Shows,His,Family,The,Solar,Panels,On,The,Plot

Energy efficiency and Energy Performance Certificates (EPC)

The below resources from BM Solutions and Halifax are full training modules, designed to help advisers understand sustainability and EPC requirements in order to improve your interactions with your customers. Click on the images to access the training – they can be downloaded and viewed offline to complete in your own time.

Edit Content
Edit Content